Investment Options

The information below displays the investment options available under the Plan. You can choose from a menu of investment options that cover the risk/reward spectrum allowing you to select from conservative choices, moderate growth and income funds, or aggressive growth opportunities in both U.S. and international markets. International investing involves special risks such as currency fluctuation, lower liquidity, political and economic uncertainties, and differences in accounting standards.

For each investment option, click on the fund name to open a fund fact sheet that provides important information about the investment option, including fund expenses. Each investment option has a numeric fund code you will need when making investment changes on-line or via telephone.

You should consider the investment objectives, risks, and charges and expenses of the investment options offered through a retirement plan, carefully before investing. The fund prospectuses and information booklet containing this and other information can be obtained by contacting your local representative. Please read the information carefully before investing.

While reviewing the fund fact sheets below, please also review the Disclosure Glossary document that provides information on types of investment risks, investment types and a glossary of terms and statistics. The document also provides instructions about how to obtain any underlying fund prospectus.

Validation Page

Please enter Voya in the text box below to view the Fund Fact Sheets.


Fund NumberInvestment Options
Stability of Principal
2574 BlackRock Liquid Federal Trust Fund - Instl
E102 Invesco Stable Value Trust - Class C CIT
4060 Voya Fixed Plus Account III
Bonds
2287 Metropolitan West Total Return Bond Fund - Class I Shares
2695 PIMCO Real Return Fund - Institutional Class
Asset Allocation
1685 T. Rowe Price Retirement 2015 Fund - Investor Class
1686 T. Rowe Price Retirement 2020 Fund - Investor Class
1687 T. Rowe Price Retirement 2025 Fund - Investor Class
1688 T. Rowe Price Retirement 2030 Fund - Investor Class
1689 T. Rowe Price Retirement 2035 Fund - Investor Class
1690 T. Rowe Price Retirement 2040 Fund - Investor Class
1691 T. Rowe Price Retirement 2045 Fund - Investor Class
1692 T. Rowe Price Retirement 2050 Fund - Investor Class
1693 T. Rowe Price Retirement 2055 Fund - Investor Class
6980 T. Rowe Price Retirement 2060 Fund - Investor Class
E698 T. Rowe Price Retirement 2065 Fund - Investor Class
Balanced
8759 Vanguard® Wellington™ Fund - Admiral™ Shares
Large Cap Value/Blend
2323 American Funds Fundamental Investors® - Class R-6
7926 Vanguard® Equity Income Fund - Admiral™ Shares
Large Cap Growth
C870 T. Rowe Price Institutional Large-Cap Core Growth Fund
Small/Mid/Specialty
E470 GW&K Small-Mid Cap Core Equity Collective Invst F - Cl I CIT
QB21 State Street Russell Small/Mid Cap Index Fund Class K
C320 State Street S&P 500® Index NL Series Fund - Class K CIT
802 Vanguard® Real Estate Index Fund - Admiral™ Shares
Global / International
E556 AB Global Core Equity CIT (W Series) - Fee Class P-1 CIT
2190 Vanguard® International Growth Fund - Admiral™ Shares

Mutual funds under a 401(a) trust agreement are intended as long-term investments designed for retirement purposes. Mutual fund values fluctuate with market conditions, and when surrendered, the principal may be worth more or less than the original amount invested. The Plan’s Stable Value Option invests in the Voya Stable Value Fund, which is a collective investment trust maintained by Wilmington Trust Company. The Plan’s Stable Value Option is backed by a group annuity contract issued by Voya Retirement Insurance and Annuity company (“VRIAC”). Guarantees are based on the claims payment ability of Voya Retirement Insurance and Annuity Company. The Plan’s Stable Value Option, the Voya Stable Value Fund and the VRIAC group annuity contract are not registered investment companies and are not registered with the Securities and Exchange Commission. Although it is possible to have a guaranteed income for life with a fixed/variable annuity, there is no assurance that this income will keep up with inflation. Early withdrawals taken prior to age 59 ½ are subject to an IRS 10% premature distribution penalty tax unless an exception applies. Money distributed will be taxed as ordinary income in the year the money is distributed. An annuity does not provide any additional tax benefit, as tax deferral is provided by the Plan. Annuities may be subject to additional fees and expenses, to which other tax-deferred funding vehicles may not be subject. However, an annuity does offer other features and benefits, such as lifetime income payments and death benefits, which may be valuable to you.

Not FDIC/NCUA/NCUSIF Insured I Not a Deposit of a Bank/Credit Union I May Lose Value I Not Bank/Credit Union Guaranteed I Not Insured by Any Federal Government Agency

Insurance products, annuities and retirement plan funding issued by (third party administrative services may also be provided by) Voya Retirement Insurance and Annuity Company ("VRIAC"), Windsor, CT. VRIAC is solely responsible for its own financial condition and contractual obligations. Plan administrative services provided by VRIAC or Voya Institutional Plan Services LLC ("VIPS"). VIPS does not engage in the sale or solicitation of securities. All companies are members of the Voya® family of companies. Securities distributed by Voya Financial Partners LLC (member SIPC) or third parties with which it has a selling agreement. Custodial account agreements or trust agreements are provided by Voya Institutional Trust Company. All products and services may not be available in all states.